Monday, June 28, 2010

Woohoo! Dave Ramsey says I'm right!

Hubby Dear and I have been going back and forth a lot on the subject of prepping. Honestly, it has descended into flat-out fights several times. Hubby Dear and I are the kind of couple that usually make people sick because we're so lovey-dovey even after over a decade of marriage, so that is very unusual. It was after one of those fights that I got all steamed up and emailed Dave Ramsey. Little did I know that I would quickly get a reply from Dave's producer, Lara Johnson, and actually talk with the man himself live on national radio.

In case you do not know who Dave Ramsey is, he is THE financial guru. His slogan says it all: "Debt is dumb, cash is king, and the paid-off home mortgage has taken the place of the BMW as the status symbol of choice". We have been following the Baby Steps as set out in his best-selling book, The Total Money Makeover, for over a year. I knew if anyone could solve this problem Hubby Dear and I have, it would be Dave.

When we put our problem before Dave, he was impressed to hear how much debt we had paid off in the last year. Lee told Dave that he didn't want to spend money on prepping until we paid off the remainder of our debt. Dave Ramsey told Lee that it would be fine to set a budget for prepping as long as we stick to it. Dave noted that preparedness obviously must be something important to me since I was willing to call in to a national radio show!

After he stated his opinion on our question, Dave asked me why I felt the need to, in his words, "store up a bunch of food in the basement". I briefly explained my reasons for prepping. Dave said he wasn't worried about ever having trouble feeding his kids, but said what did he know - he stocked up on certain kinds of ammo when Obama came into office.

Overall, I was very satisfied with the call, even though Dave isn't a prepper. Hubby Dear and I are finally on the same page with our budget and I get to spend money on prepping.

* By the way, they said our location as Kansas City. I'm proud that I was quick witted enough to give a phony location. I didn't break OPSEC! ;)


  1. Wow!!! How exciting that you actually talked with Dave! Today marks the 10th day that DH and I are using Dave's envelope system. It's revolutionary! As of this minute, all is going well ... I'll report back at the end of the month when the envelopes are empty :-)

  2. You can do it! We've been on Dave's plan for a bit over a year and we're nearly debt free (other than our house).